If you’re shopping for a $500,000 term life insurance policy, you’re likely trying to balance affordability with meaningful protection. For many individuals and families, $500K is the most common coverage amount used for income replacement, mortgage protection, and early family financial security. What most people don’t realize is that there is no single “best” life insurance company for a $500,000 policy. The lowest-priced carrier changes based on gender, term length, and un