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Buying Life Insurance Online
How to Buy Insurance with LifeStein.com
How Do I Use the Life Insurance Calculator with LifeStein.com?
Using our quote tool is simple and designed to protect your privacy:
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Click the Life Insurance Calculator button at the top of the page.
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Enter your basic information (age, height, weight, state, etc.).
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View your top 15 real quotes pulled from over 50 companies in the independent life insurance market.
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Ready to move forward? Click the “Request Coverage” button. If you don’t see the form right away, just scroll up to find the box.
We keep it private:
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No phone number required. We’ll only ask for your email address.
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We only email you if you use the calculator. Please keep an eye on your inbox—we’ll need to confirm details like your height, weight, and date of birth to generate your formal quotes.
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Your information stays safe. LifeStein does not sell your data, and we’ll only call you if you specifically ask us to.
Our calculator is a free online tool built for consumers who want transparency, accuracy, and peace of mind.
Why People Choose LifeStein.com?
People want life insurance to be simple, private, and affordable. That’s exactly what we’ve built at LifeStein.com. Here’s why thousands of families turn to us when buying life insurance online:
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50+ carriers compared instantly – Our software scans the entire independent market, from Protective and Nationwide to Pacific Life and Mutual of Omaha. We narrow it down to your top 15 real quotes so you don’t waste time.
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Specialized underwriting knowledge – If you use nicotine pouches (Zyn, VELO, On!), smoke cigars, vape, or use THC, we know the handful of carriers that won’t automatically treat you as a smoker—saving you up to 60% in premiums.
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Fast, private, all-digital process – Apply securely online without the endless phone calls. Everything is handled digitally.
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Direct access to the owner – You’ll deal directly with Matt Mims, not a call center. From application to approval, you get personal guidance.
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No-exam and instant coverage options – If speed matters, we connect you with carriers that approve instantly or within days.
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Privacy you can trust – We never sell your information. We only ask for your email when you use the calculator, and we’ll only reach out if you request coverage.
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Exclusive LifeStein Calculator – Our one-page, private calculator lets you see your best 15 quotes out of 50 companies—without giving us your phone number. It’s the easiest way to compare real rates without pressure.
At LifeStein.com, you get the power of the big agencies without the hassle of call centers. Just real quotes, personal help, and policies that fit your life.
FAQ for LifeStein.com
Q1: Is it safe to buy life insurance online with LifeStein.com?
Yes. LifeStein.com is a licensed independent brokerage that works with over 50 top-rated life insurance companies. All quotes are private, secure, and your information is never sold.
Q2: How does the LifeStein.com calculator work?
Simply click the calculator button at the top of the page, enter your info, and instantly see your top 15 real quotes out of 50 companies. If you want to apply, just click “Request Coverage.”
Q3: Do I need to give my phone number?
No. LifeStein.com only asks for your email address. We’ll email you to confirm your height, weight, and date of birth so we can finalize your formal quotes. You’ll only get a call if you request it.
Q4: Which life insurance companies can I compare on LifeStein.com?
We shop over 50 carriers including Protective, Banner Life, Nationwide, Pacific Life, Mutual of Omaha, Symetra, Corebridge, Lincoln Financial, and many more.
Q5: Can I get coverage without a medical exam?
Yes. LifeStein.com offers instant-approval and no-exam options through select carriers. Many clients are approved within days, some instantly.