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Life Insurance Rates by Age Chart
Discover how affordable life insurance really is in 2025.
Compare rates from 50+ top carriers instantly — fast, private, and free.
Compare 50+ Top Life Insurance Companies Instantly to Find Your Best Rate in the Entire Market.
2025 Life Insurance Rates by Age
Average Monthly Premiums for a 20-year term policy - non-smoking applicants $500K and $1 Million Coverage Amounts
Age
Male
$500K
Female
$500K
Male
$1 Million
Female
$1 Million
25
30
35
40
45
50
55
60
65
70
$16/month
$18/month
$20/month
$28/month
$45/month
$69/month
$112/month
$199/month
$400/month
$924/month
$13/month
$14/month
$16/month
$22/month
$35/month
$54/month
$82/month
$135/month
$270/month
$700/month
$28/month
$21/month
$29/month
$23/month
$28/month
$32/month
$48/month
$40/month
$84/month
$65/month
$128/month
$96/month
$230/month
$166/month
$432/month
$300/month
$1000+/month
$550/month
$1000+/month
$1000+/month
20 Years
20 Years
20 Years
20 Years
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Why LifeStein is the Best Place to Buy Life Insurance Online
LifeStein isn’t a call center or a lead farm — it’s a personalized, owner-led life insurance agency built to give you expert help, not pressure.
When you request a quote, you’ll work directly with the owner, Matt Mims, not a random sales rep. You can text or call anytime for real answers, real guidance, and real results.
What Makes LifeStein Different
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Access to the entire market — 50+ top-rated carriers nationwide
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Personal service — one dedicated contact from start to finish
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No call-center games — your info stays private
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Fast, transparent process — quotes in seconds, not days
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Expert guidance — from someone who actually writes policies daily
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Text the Owner Directly — (601)-218-7854
LifeStein was built for people who value efficiency, trust, and direct communication. You won’t be passed around. You’ll be helped — personally.