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LifeStein's Life Insurance Calculator
Compare 50+ Life Insurance Companies Instantly and Privately
Life Insurance Calculator Directions:
(1) Enter Your Info.
(2) Click Get My Quotes.
(3) See the Top 15 Quotes in the Market for You.
(4) Click Request Quote.
(5) Monitor Your Email Address - Our Calculator Submission does not ask for your phone number to guarantee your privacy. Scroll up if you do not see the request form after requesting.
Need Help? Scroll below the calculator for frequently asked questions or contact LifeStein.com
Compare Life Insurance Online
LifeStein.com is an independent life insurance brokerage that compares policies from over 100 insurance companies across the United States. Our comparison platform includes major national carriers such as Banner Life Insurance Company, Protective Life Insurance Company, Pacific Life Insurance Company, Lincoln National Life Insurance Company, John Hancock Life Insurance Company USA, Nationwide Life Insurance Company, Symetra Life Insurance Company, Penn Mutual Life Insurance Company, Principal Life Insurance Company, Massachusetts Mutual Life Insurance, along with dozens of additional regional, specialty, and fraternal insurers. Instead of being limited to one company’s pricing, our system runs your profile across a broad marketplace of A-rated insurers, allowing you to compare term life, whole life, no-exam, and high-face-amount policies side by side. This ensures you see competitive options based on real underwriting guidelines — not just a single carrier’s rate.
Life Insurance Companies We Compare
Banner Life Insurance Company Protective Life Insurance Company Pacific Life Insurance Company Lincoln National Life Insurance Company John Hancock Life Insurance Company USA Nationwide Life Insurance Company Symetra Life Insurance Company Penn Mutual Life Insurance Company Principal Life Insurance Company Massachusetts Mutual Life Insurance New York Life Insurance Company Transamerica Life Insurance Company Minnesota Life Insurance Company Midland National Life Insurance Company Guardian Life Insurance Co of America Brighthouse Life Insurance Company Additional National & Regional Carriers AAA Life Insurance Company Americo Financial Life and Annuity Insurance Company Ameritas Life Insurance Corp Assurity Life Insurance Company AuguStar Life Assurance Corporation Baltimore Life Insurance Company Boston Mutual Life Insurance Company Cincinnati Life Insurance Company Columbus Life Insurance Company Equitable Financial Life Insurance Company Fidelity Life Association Gerber Life Insurance Company Illinois Mutual Life Insurance Company Lafayette Life Insurance Company Liberty Bankers Life Insurance Company Madison National Life Insurance Company National Life Insurance Company National Western Life Insurance Company North American Company for Life and Health Occidental Life Insurance Company of North Carolina Oxford Life Insurance Company Principal National Life Insurance Company Protective Life and Annuity Insurance Company Pruco Life Insurance Company Securian Life Insurance Company SBLI USA Life Insurance Company Security Mutual Life Insurance Company of NY Sentinel Security Life Insurance Company Sentry Life Insurance Company SILAC Insurance Company Thrivent Financial for Lutherans United of Omaha Life Insurance Company William Penn Life Insurance Company of NY Specialty, Fraternal & Niche Insurers Accendo Insurance Company American-Amicable Life Insurance Company of Texas American Memorial Life Insurance Company American Fidelity Assurance Company American Progressive Life & Health of NY Bankers Fidelity Life Insurance Company BetterLife CICA Life Insurance Company of America Christian Fidelity Life Insurance Company Combined Insurance Company of America Encova Life Insurance Company Family Benefit Life Insurance Company Federal Life Insurance Company (Mutual) GBU Financial Life Gleaner Life Insurance Society Government Personnel Mutual Life Insurance Company Independent Order of Foresters Kentucky Home Life Insurance Company Life Insurance Company of the Southwest LifeShield National Insurance Company Mountain Life Insurance Company National Catholic Society of Foresters Pacific Guardian Life Insurance Company Polish Roman Catholic Union of America Provident Life and Accident Insurance Company Royal Arcanum Royal Neighbors of America Savings Bank Mutual Life Insurance Company of MA Security National Life Insurance Company Sons of Norway (Fraternal) Trinity Life Insurance Company The Union Labor Life Insurance Company United Farm Family Life Insurance Company United Heritage Life Insurance Company United Home Life Insurance Company United States Life Insurance Company in the City of NY Woman’s Life Insurance Society
FAQ for LifeStein.com's Calculator Tool
Q1: How do I use the LifeStein.com Life Insurance Calculator?
A1: Simply click the “Life Insurance Calculator” button at the top of our site. Enter your basic information (age, zip code, health details, nicotine use, coverage amount, and term length). In seconds, you’ll see your top 15 quotes pulled from over 50 life insurance companies.
Q2: Is my information private when I use the calculator?
A2: Yes. Your information is completely private. Unlike other sites, we never sell your data. The calculator form does not ask for your phone number, making it one of the most secure and consumer-friendly tools available. If you choose to move forward with a quote, we’ll communicate directly with you by email to verify your details and phone number. This way, you can feel confident knowing your information stays safe.
Q3: How many life insurance companies can I compare with the calculator?
A3: Our calculator instantly compares up to 50 of the nation’s top life insurance carriers, including Protective, Pacific Life, Mutual of Omaha, Corebridge, Transamerica, Nationwide, and many more.
Q4: Can nicotine users (Zyn, Velo, On!, vapes, cigarettes, dip, etc.) use the calculator?
A4: Absolutely. LifeStein.com specializes in helping nicotine users get the best possible rates. Our calculator adjusts for your exact nicotine use—whether it’s pouches, vaping, or cigarettes—so you see accurate quotes.
Q5: Do I have to take a medical exam if I apply through the calculator?
A5: Not always. Many carriers we work with offer no-exam or instant-approval options. If you want the fastest coverage, we’ll guide you toward those carriers.
Q6: What happens after I find a quote I like?
A6: Once you find the best option, click the “Request Coverage” button. We’ll email you directly to confirm your information. If you use our quote submission forms (outside the calculator), those will request your phone number for application purposes, but our calculator itself never requires it.
Q7: Does using the Life Insurance Calculator cost anything?
A7: No, the calculator is completely free to use. You pay nothing to compare quotes, and we’ll never charge you for using the tool.
Q8: Why should I use LifeStein.com’s calculator instead of another site?
A8: Unlike big call-center sites, LifeStein.com is independent and works directly with 50+ carriers. You’ll get unbiased results, specialized help for nicotine users, and personal guidance from the owner of the company—not a random sales rep. If you ever need help, you can call or text Matt Mims, the owner of LifeStein.com, directly at (601)-218-7854. You’ll never deal with a pushy sales rep—just honest guidance from someone who truly cares about helping you.