My Financial Advisor is Offering Me a Life Insurance Quote That is Too Expensive
- mattmims
- Feb 25
- 2 min read
Updated: Mar 2
Financial Advisor's Life Insurance Quote is too Expensive
If you're searching for life insurance and your financial advisor has offered you a quote that seems way too high, you're not alone. Many financial advisors have access to only a limited number of insurance carriers, which means they can't always offer the most competitive rates—especially if you have lifestyle factors like drinking, smoking, vaping, dipping, THC use, or even using Zyns.
Why is My Financial Advisor’s Life Insurance Quote So Expensive?
Financial advisors are great at helping you manage your investments, but most do not specialize in life insurance. The reason your quote is so high is simple: your financial advisor likely does not have access to enough life insurance carriers to find you the best deal. Most advisors only work with a handful of insurance companies, which limits their ability to shop around for the most competitive rates.
If you fall into any of the following categories, you are almost guaranteed to be overpaying for life insurance when going through a financial advisor:
You vape or use nicotine products
You dip or use chewing tobacco
You drink alcohol regularly
You use THC (including marijuana)
You use Zyns or other nicotine pouches
The Solution? LifeStein.com
Instead of relying on a financial advisor for life insurance, turn to LifeStein.com, the easiest place to buy life insurance online. LifeStein.com has access to every major insurance carrier in the U.S., which means we can compare policies from dozens of companies to find you the best rates, no matter your lifestyle.
Why Choose LifeStein.com Over Your Financial Advisor?
More Options, Lower Prices – Unlike your financial advisor, we shop the entire market, ensuring you get the best deal.
Specialized Expertise – We focus 100% on life insurance, so we know how to navigate policies for individuals with nicotine, alcohol, and THC use.
No Sales Reps – When you contact LifeStein.com, you’re speaking directly to the owner, Matt Mims, not a pushy sales agent.
Convenient Access – You can call, text, or email Matt directly anytime. (601)-218-7854
Get a Better Life Insurance Quote Today
Don’t overpay for life insurance just because your financial advisor has limited carrier options. Instead, get an affordable policy that fits your needs from LifeStein.com. Click below to get started or contact Matt Mims directly! LifeStein has pages for each user. Above we have put links on the words that may describe your situation. The link below will send you to our home page. My Financial Advisor is Offering Me a Life Insurance Quote That is Too Expensive
Matt Mims
(601)-218-7854
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