Rental Car Coverage With Insurance

The question of transportation expense usually arises when someone needs a rental car. A common question is: when can you access a rental car through your insurance?

The only instances are when physical damage has occurred to your covered vehicle or when your vehicle has been stolen. If your vehicle has been 'stolen,' there is a 48-hour waiting period before expenses for a rental car will be covered.

Essentially, the only way to receive a rental car through your insurance is by filing a claim with your insurance company.

It's important to note that you will not receive a rental car if you have not opted to purchase rental car insurance.

By definition, transportation expense covers temporary transportation costs, including rental cars, taxi fares, bus fares, and train fares.

Hope this helps for the future.

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When Can You Get A Rental Car Through Your Insurance?