Want Life Insurance But Smoke Weed? We Got You.
- mattmims
- Jul 2
- 2 min read
Quick Link to Quote Tool: Click here to compare the top life insurance quotes for weed users—completely private.
You use cannabis. You’re not alone—and no, it doesn’t disqualify you from getting life insurance. At LifeStein.com, we help weed smokers (and edible fans, too) find real, affordable life insurance without the awkward questions, medical exams, or pushy agents calling nonstop.
✅ Can You Get Life Insurance If You Smoke Weed?
Yes, you can. Carriers are becoming more lenient. You just need to apply through the right ones.
We’ve built a quoting system that filters out the strict, anti-cannabis companies—so you only see the best options that will actually consider you fairly.
🧠 How Does Weed Use Affect Life Insurance Rates?
It depends on:
How often you use (daily vs. occasionally)
Whether it's medical or recreational
If you're otherwise healthy
Some carriers will rate you as a non-smoker even if you use THC. Others may offer a “standard” or “regular plus” rate depending on your age, health, and frequency of use.
🔒 Private, No-Judgment Applications
Here’s what makes LifeStein different:
No phone number required for a quote
No exam options available
Fully digital application and policy delivery
You only deal with one person—no spam calls from call centers
We built this process to protect your privacy and make life insurance accessible, even if you use cannabis regularly.
🎯 How to Apply If You Smoke Weed
Go to our quote tool: LifeStein.com/weedlifeinsurance
Enter your info privately—no phone needed
See your top quotes instantly from 50+ companies
Choose your favorite, and we handle the rest
If a company needs clarification about your cannabis use, we’ll coach you on how to answer so it doesn’t cost you more.
🧾 Companies That Accept Weed Users
We work with 50+ companies, but here are a few known to approve cannabis users:
Legal & General / Banner Life
Symetra
Pacific Life
Penn Mutual
Protective
Ethos (great for instant, no-exam options)
Lincoln Financial
Principal
Nationwide
Securian
Mutual of Omaha
AuguStar
Transamerica
Corebridge
Thrivent
Cincinnati Life
New York Life
…and many more
✉️ Want Help? No Pressure.
If you ever want us to review a quote or walk you through the process (without pressure), text or email:
📱 (601)-218-7854
Real Testimonial from a Cannabis User
“I use edibles a few times a week to manage anxiety. I thought there was no way I’d qualify for life insurance. LifeStein showed me quotes instantly—and I got a $500,000 policy with no exam.”— Tyler J., 34, Denver, CO
Final Thought
Weed doesn’t define your health. And it definitely shouldn’t keep you from protecting your family. At LifeStein, we make the process simple, respectful, and private.
Get started with your quote here—no phone calls, just results.
Matt Mims
Direct Number: (601)-218-7854 (call/text)